Privacy Statement

General information

Echo Reinsurance Limited (“Echo Re” or “We”) takes the protection of your personal data and of your privacy very seriously. We treat your personal data confidentially and collect and process data in accordance with applicable laws and regulations. Personal data are information that allows a particular natural person or legal entity to be identified. Personal data can include data that refer to an identifiable or identified person or legal entity.

It is generally possible to visit our website without providing any data about your person. If any personal information (such as names, addresses, or email addresses) is collected by our server’s site, this will be done on a consensual basis, as far as possible.

Please note that data transmitted via the Internet (e.g. via email communication) may not be secure. It is not possible to fully protect data from third-party access.

By visiting Echo Re’s website you agree to this Data Privacy Statement and provide all required consents. If you do not wish to agree to this Data Privacy Statement or consent to the processing of your data as is set out herein, you should refrain from visiting our site.

Cookies

Change cookie settings

Our website partly uses so-called cookies. Cookies are small files that your browser creates automatically. They are stored on your device (such as your laptop). They serve to make our services more user-friendly, effective and secure. Cookies do not harm your computer and do not contain viruses. A cookie can be assigned an identification number. This number allows your browser to be identified and the details stored in the cookie can be used, but we do not obtain knowledge about your identity as a result.

Most of the cookies we use are “session cookies“. These cookies are automatically deleted after your visit. Other cookies remain in your device’s memory until you delete them. These cookies make it possible to recognise your browser when you next visit the site.

You can configure your browser to inform you about the use of cookies, so that you can decide on a case-by-case basis whether to accept or reject a cookie. Alternatively, your browser can be configured to automatically accept cookies under certain conditions or to always reject them, or to automatically delete cookies when closing your browser. Disabling cookies may, however, limit the functionality of this website.

Consent to Borlabs Cookies

Our website uses Borlabs Cookie consent technology to obtain your consent to store certain cookies in your browser or to use certain technologies(“Borlabs” Cookie is a registered trademark), and to document this consent in a privacy-compliant manner. The provider of this technology is Borlabs GmbH, Benjamin A. Bornschein, Rubenkamp 32, 22305 Hamburg (hereinafter referred to as Borlabs).

Cookies are required for electronic communication and, as relevant, we save them based on Article 6 paragraph 1 and 1 f of the GDPR.

We have a justified interest in saving them in order to provide our website services without error and to optimize our services.

When you enter our website, a Borlabs cookie is stored in your browser, in which the consents you have given or the revocations of these consents are stored. This data is not shared with Borlabs.

The collected data will be stored until you request us to delete it or until you delete the Borlabs cookie yourself or until the purpose for storing the data no longer applies. Mandatory legal retention periods remain unaffected. Details on the data processing of Borlabs Cookie can be found at https://de.borlabs.io/kb/welche-daten-speichert-borlabs-cookie/.

Borlabs Cookie Consent Technology is used to obtain the legally required consent for the use of cookies. The legal basis for this is Article 6 para. 1 c GDPR.

Server log files

The following data are automatically collected and stored from your browser, and automatically transmitted by it to us in server “log files“. These are:

Browser type and browser version
Operating system used
Referrer URL
Host name of the accessing computer
Time of the server request

These data cannot be used to identify specific people and are not combined with data from other sources. We reserve the right to retrospectively check the data if we become aware of specific evidence of illegal use.

Where do we store your data?

Your data are generally stored and processed in Switzerland or Germany. If we make the data available outside of the European Economic Area, depending on a relevant service provider, we do that in accordance with the Swiss Federal Act on Data Protection.

For how long do we store your data?

When you visit our website, the following data are automatically saved by us:

IP address of requesting computer

Date and time of access

Website used to access the page

Device type

Status code

Name and URL of accessed files

These data are automatically deleted after a few months unless subject to an archiving obligation.

Transfer of data to Third Parties

We do not transfer your data to foreign third parties who are not authorised to receive it without your consent. Our parent company, DEVK, and its subsidiaries or branch offices, which have an equivalent data privacy policy to Echo Re are not third parties for these purposes.

We can make your data available to a third party if a court or other official body with jurisdiction over us or the law requires us to do so.

We also make your data available to our service providers and by entering our website you consent to us doing so. The contracts that we have with these service providers do not, however, permit them to use your data for their purposes, including for their own marketing. We ask these third parties to provide suitable protection of your data and only to process the data in accordance with our instructions.

We can make your data available to other third parties if there is an overwhelming legitimate interest under applicable laws, or we are permitted to transfer your personal data to third parties that are obliged to maintain the same level of data protection as is provided for under Swiss law. If the level of data protection in the relevant country does not correspond to the level that is provided in Switzerland, we will ensure through a contract that the protection of your personal data corresponds to the protection provided in Switzerland at all times.

Social Media

If you visit our website over LinkedIn, Facebook or similar websites, you should familiarise yourself with how the relevant platform stores and processes your data and how the operator of the platform makes data available to third parties. For each platform it is the data privacy practices, statements and guidelines of the operator that will apply. If you are taken by a link from our website to a third-party website, we reject any liability for the processing of your data by the operator of that site.

Google Analytics

This website uses Google Analytics, a web analysis service provided by Google Inc. („Google“). Google Analytics uses so-called „cookies“, which are text files stored on your computer that enable the analysis of your usage of the website (see also “Cookies” above). The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. IP anonymisation is activated on this website, and your IP address will, therefore, be shortened by Google within Member States of the European Union or in other states party to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there. Google uses this information to evaluate your use of the website, to compile reports on website activity for website operators, and to provide other services related to internet use and use of the website. Google may also pass this information on to third parties insofar as required by law or if third parties process the data on Google’s behalf. The IP address transmitted by your browser as part of Google Analytics is not conflated with other Google data. For more information about how Google Analytics handles user data, see Google’s privacy policy: https://support.google.com/analytics/topic/2919631

As a part of Google Analytics, this website also uses Google Tag Manager. This allows us to quickly and easily update measurement codes and related code fragments collectively known as tags on our website.

You can prevent these cookies from being stored by selecting the appropriate settings in your browser; however, we wish to point out that by doing so, you may not be able to enjoy the full functionality of this website. You can also prevent the data generated by cookies about your use of the website (including your IP address) from being passed to Google, and the processing of these data by Google, by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpage/gaoptout

Wordfence

We have integrated Wordfence on this website. The provider is Defiant Inc, Defiant, Inc, 800 5th Ave Ste 4100, Seattle, WA 98104, USA (hereinafter „Wordfence“).

Wordfence is used to protect our website from unwanted access or malicious cyberattacks. For this purpose, our website establishes a permanent connection to Wordfence’s servers so that Wordfence can match its databases with the accesses made to our website and block them if necessary.

The use of Wordfence is based on Article 6 para. 1 f GDPR. Echo Re has a legitimate interest in protecting its website as effectively as possible against cyberattacks. Insofar as a corresponding consent has been requested, the processing is carried out exclusively on the basis of Article 6 para. 1 a GDPR.

Data transfer to the USA is based on the standard contractual clauses of the EU Commission. Details can be found here: https://www.wordfence.com/help/general-data-protection-regulation/.

Google Maps

This website may use the product Google Maps from Google Inc. By using this website, you consent to the collection, processing, and use of data collected automatically by Google Inc., its representatives, and third parties. You can find the Google Maps terms of Use under „Google Maps Terms of Use“.

Contact form

This website provides a contact form. If you send us enquiries via this contact form, your details from the enquiry form, including the contact data provided by you there, will be stored for the purpose of processing your enquiry and in the event of follow-up questions. These data will not be passed on without your consent and will be treated confidentially.

The data that will be collected are: Your name, email address and phone number.

Information, deletion, and blocking

You can ask about and will receive information about the personal data we have stored about you, as well as about the origin, the recipient and the purpose of data collection and data processing. You also have the rights to request the correction, blocking or deletion of your data, reject the use of your data for marketing purposes and to revoke your consent to our use of your data. Data which have been kept due to legal provisions or which are required for proper business transactions are excluded from this. Data are stored in a lock file for control purposes so that data can be locked at any time. If data that have been collected, are not governed a legal archiving obligation, we will delete your data at your request. If a archiving obligation applies, we will continue to hold your data in accordance with that obligation. For all questions and concerns regarding the correction, blocking or deletion of personal data, please contact our Data Protection Officer under the contact details below.

If you wish to contact us concerning your data or have question about its processing, please contact us by email at:

data.protection@echore.com

You can also write to us at:

Echo Re Limited

DATA PROTECTION OFFICER

Brandschenkestrasse 18-20

8001 Zurich

Switzerland

You also have the right to complain to the supervisory authorities responsible for data protection. If you are resident in Switzerland that authority is:

Eidgenössiche Datenschutz- und Informtionsbeaufragter (Swiss Federal Data Protection and Information Commissioner)

Feldeggweg 1

3003 Berne